Did you know you can still obtain 100% financing? Most of Central Oregon falls into the areas allowed for a USDA home loan (with the exception of the City Limits of Bend). Although the funds are not always available it is a choice you should always talk to your lender about.
Using a USDA loan is not difficult if your lender and agent understand the process – so are you curious as to what Rural is and where a USDA loan will work in Central Oregon. The answer is pretty simple, but this lender really has some fun explaining the USDA areas in The Vancouver WA area. Home Loan Ninja’s do also work in Oregon, give them a call for more information or ask the lender you are working with if a USDA loan is an option for you.
Looking for a mortgage professional? I would encourage you to contact;
Jason or James – your Home Loan Ninjas
at 503.799.4112 or you can visit their website and see more info about mortgages and what you should expect.