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Thesa Chambers, Principal Broker

Contact Us Today At (541) 771-7064
thesa@centraloregonbuzz.com

70 SW Century Dr #110 Bend, OR 97702

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Repairs Can Be Finance – with FHA 203

Many times a buyer will find the perfect home and it just needs a some fixes – these home can be purchased with a 203k FHA loan.  Although these loans can be tricky and the buyer, agent, lender and yes even the seller should be aware of the process they can be done. Half the […]

Posted in: Buying Tagged: 100% financing, bank owned homes, bank owned property, central oregon homes for sale, first time home buyer, mortgage information, mortgage loans

Can The Seller Pay My Closing Costs

Different loan programs have different requirements, but almost all allow for the seller to pay part or all of your closing costs.  This is one of the many details you should discuss with your agent and your lender prior to writing an offer.  This does have an impact on your offer and does need to […]

Posted in: Buying Tagged: 100% financing, central oregon homes for sale, central oregon real estate, mortgage information, mortgage loans

Mortgage Insurance – What Is It?

Wondering what Mortgage Insurance is? Simple and clear explanation along with a video created to let you the consumer know what you are paying for.

Posted in: Buying Tagged: 100% financing, central oregon homes for sale, fha, home loan, home path, mortgage, mortgage information, usda, VA loan

100% Financing Central Oregon

Did you know you can still obtain 100% financing? Most of Central Oregon falls into the areas allowed for a USDA home loan (with the exception of the City Limits of Bend). Although the funds are not always available it is a choice you should always talk to your lender about.

Posted in: Buying Tagged: 100% financing, bank owned homes, Central Oregon, central oregon homes for sale, central oregon real estate, first time home buyer, la pine bank owned homes, la pine real estate, mortgage information

What is DTI – Debt to Income

Confused about what DTI is for your loan process – video explains this term and many more. Debt to Income has a top and a bottom, make sure you know what the experts are talking about Home Loan Ninjas explain DTI very simply.

Posted in: Buying Tagged: Bend, Central Oregon, central oregon homes for sale, central oregon real estate, first time home buyer, La Pine, mortgage information

About Thesa

As your real estate agent, I understand the value of providing the best possible service to every buyer and seller. Listening carefully to fully identify not only your desires but also your needs. Then work diligently to ensure that both are accommodated to the best of my ability. We will stay abreast on changing market conditions, trends, developments and research all factors that could affect the purchase or sale of your property.  My success and your happiness greatly depend upon the quality of the relationship we achieve.  Through personal redefinition of the professional standards set by most agents, I hope set myself apart from the rest and become the first person that you think of for all of your real estate needs.

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Contact Thesa

Thesa Chambers, Principal Broker West + Main Homes
thesa@centraloregonbuzz.com
(541) 771-7064
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The data relating to real estate for sale on this website comes in part from the MLS. Listing broker has attempted to offer accurate data, but is not guaranteed accurate. All information presented is deemed reliable but not guaranteed.

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