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Thesa Chambers, Principal Broker

Contact Us Today At (541) 771-7064
thesa@centraloregonbuzz.com

70 SW Century Dr #110 Bend, OR 97702

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River Front Property and Flood Plains

In Central Oregon our most common riverfront properties are found on the Big Deschutes and Little Deschutes Rivers.  Both of these rivers are regulated by a series of dams the largest being the dam that holds back the water for Wickiup Reservoir. A common question from buyers looking at river front property in La Pine, […]

Posted in: General Tagged: centra oregon homes for sale, central oregon real estate, La Pine, lapine, river front properties, sun-river, Sunriver, Three Rivers South

Are Times Changing?

In the last couple weeks we have started to see some interesting things with the real estate markets in Central Oregon. Several times, in the last 2 weeks I have had a buyer ask for information on homes in a specific area, at specific price ranges. The lists are getting much smaller than we have […]

Posted in: La Pine Tagged: 100% financing, bank owned homes, central oregon homes for sale, central oregon real estate, central oregon water front property, first time home buyer, La Pine, la pine bank owned homes, la pine homes for sale, la pine real estate, la pine real estate market, lapine homes under $200000, lapine real estate

Bank Owned Home vs Traditional Sale

Traditional sale vs bank owned homes – plus your list of bank owned homes for – La Pine, Three Rivers South and Sunriver as of October 1, 2010

Posted in: Bank Owned Home Info, Caldera Springs, Central Oregon, La Pine, Sunriver, Three Rivers South Tagged: bank owned homes, bank owned property, Central Oregon, central oregon homes for sale, central oregon real estate, central oregon water front property, first time home buyer, foreclosure, La Pine, la pine bank owned homes, lapine real estate, short sales in central oregon, sunriver homes for sale, Three Rivers South, three rivers south bank owned homes

Can The Seller Pay My Closing Costs

Different loan programs have different requirements, but almost all allow for the seller to pay part or all of your closing costs.  This is one of the many details you should discuss with your agent and your lender prior to writing an offer.  This does have an impact on your offer and does need to […]

Posted in: Buying Tagged: 100% financing, central oregon homes for sale, central oregon real estate, mortgage information, mortgage loans

100% Financing Central Oregon

Did you know you can still obtain 100% financing? Most of Central Oregon falls into the areas allowed for a USDA home loan (with the exception of the City Limits of Bend). Although the funds are not always available it is a choice you should always talk to your lender about.

Posted in: Buying Tagged: 100% financing, bank owned homes, Central Oregon, central oregon homes for sale, central oregon real estate, first time home buyer, la pine bank owned homes, la pine real estate, mortgage information

What is DTI – Debt to Income

Confused about what DTI is for your loan process – video explains this term and many more. Debt to Income has a top and a bottom, make sure you know what the experts are talking about Home Loan Ninjas explain DTI very simply.

Posted in: Buying Tagged: Bend, Central Oregon, central oregon homes for sale, central oregon real estate, first time home buyer, La Pine, mortgage information

VA Tax Credit Info

Guest Post by: James Kelley blogs on veteran’s issues, real estate and finance across American markets at VA Benefit Blog .He also works with VA Mortgage Center, proudly serving American military families as a leading national VA lender. Due to new, stringent practices many lenders have implemented since the credit crisis of 2008, many veterans […]

Posted in: Buying Tagged: central oregon homes for sale, central oregon real estate, first time home buyer, foreclosure, homebuyer tax credit, La Pine, VA loan, veteran tax credit

The Short Sale and The Buyer

A short sale on the buyer’s end should be thought of as a traditional sale, you have a buyer that is wanting to purchase a home, a seller wanting to sell a home. The only difference at this stage is that the seller can not sell the home at the sales price without the bank’s approval.

Posted in: Buying, Seller's Info Tagged: Central Oregon, central oregon home sales, central oregon homes for sale, central oregon real estate, first time home buyer, foreclosure, La Pine, short sale, short sales in central oregon, Sunriver, sunriver homes for sale, Three Rivers South, three rivers south bank owned homes

Firewall and Solid Door with Attached Garages

Whether you are selling your home or not – take a moment to take a look at the wall that separates your home and your garage – if there are areas not covered with sheet rock, get it taken care of – check the door and make sure it is a metal door or a solid core door. These two items can save you, your family and your precious belongings.

Posted in: Buying, Seller's Info Tagged: bank owned property, central oregon homes for sale, central oregon real estate, first time home buyer, for sale by owner, foreclosure, lapine real estate, short sales in central oregon, Three Rivers South, vacation homes, vacation homes in central oregon

Looking at More Than The Price of a Home!

Understanding what your payment will include in home ownership, can and will make purchasing a home less frustrating and smoother in the long run. Being prepared as you start your home and loan search is the best advice anyone can give you. Give me a call, I can help prepare you for this exciting time of your life.

Posted in: Bank Owned Home Info, Buying, Central Oregon Tagged: 100% financing, bank owned homes, bank owned property, Bend, bend bank owned homes, Central Oregon, central oregon homes for sale, central oregon real estate, first time home buyer, la pine bank owned homes, lapine real estate, Sunriver, Three Rivers South, three rivers south bank owned homes

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About Thesa

As your real estate agent, I understand the value of providing the best possible service to every buyer and seller. Listening carefully to fully identify not only your desires but also your needs. Then work diligently to ensure that both are accommodated to the best of my ability. We will stay abreast on changing market conditions, trends, developments and research all factors that could affect the purchase or sale of your property.  My success and your happiness greatly depend upon the quality of the relationship we achieve.  Through personal redefinition of the professional standards set by most agents, I hope set myself apart from the rest and become the first person that you think of for all of your real estate needs.

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Thesa Chambers, Principal Broker Fred Real Estate Group
thesa@centraloregonbuzz.com
(541) 771-7064
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The data relating to real estate for sale on this website comes in part from the MLS. Listing broker has attempted to offer accurate data, but is not guaranteed accurate. All information presented is deemed reliable but not guaranteed.

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