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Thesa Chambers, Principal Broker

Contact Us Today At (541) 771-7064
thesa@centraloregonbuzz.com

70 SW Century Dr #110 Bend, OR 97702

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La Pine Bank Owned Homes

Today we have two homes in La Pine that are in the NSP area. Remember that the NSP gives you 20% more buying power with no payment or interest until you refinance or sell the property. These homes are the homes available as of 10/28/11 in the area that qualifies for NSP loans. If you […]

Posted in: Bank Owned Home Info, Buying, La Pine Tagged: 100% financing, bank owned home, bank owned property, central oregon homes for sale, first time home buyer, foreclosure, free loan, la pine bank owned homes, la pine homes for sale, la pine real estate, neighborhood stabilization program, nsp, send mortgage

La Pine Real Estate and Neighborhood Stabilization Program

The Neighborhood Stabilization Program (NSP) is back for selected areas in both Redmond and La Pine, Oregon. The NSP allows a buyer after going through a specific program a second loan on the purchase of a bank owned home.Thesa Chambers, 541-771-7064

Posted in: Bank Owned Home Info, Foreclosure, La Pine Tagged: 100% financing, bank owned homes, bank owned property, central oregon homes for sale, first time home buyer, foreclosure, La Pine, la pine bank owned homes, la pine homes for sale, la pine real estate, redmond, Redmond Bank Owned Homes, Redmond Oregon

Are Times Changing?

In the last couple weeks we have started to see some interesting things with the real estate markets in Central Oregon. Several times, in the last 2 weeks I have had a buyer ask for information on homes in a specific area, at specific price ranges. The lists are getting much smaller than we have […]

Posted in: La Pine Tagged: 100% financing, bank owned homes, central oregon homes for sale, central oregon real estate, central oregon water front property, first time home buyer, La Pine, la pine bank owned homes, la pine homes for sale, la pine real estate, la pine real estate market, lapine homes under $200000, lapine real estate

Repairs Can Be Finance – with FHA 203

Many times a buyer will find the perfect home and it just needs a some fixes – these home can be purchased with a 203k FHA loan.  Although these loans can be tricky and the buyer, agent, lender and yes even the seller should be aware of the process they can be done. Half the […]

Posted in: Buying Tagged: 100% financing, bank owned homes, bank owned property, central oregon homes for sale, first time home buyer, mortgage information, mortgage loans

Can The Seller Pay My Closing Costs

Different loan programs have different requirements, but almost all allow for the seller to pay part or all of your closing costs.  This is one of the many details you should discuss with your agent and your lender prior to writing an offer.  This does have an impact on your offer and does need to […]

Posted in: Buying Tagged: 100% financing, central oregon homes for sale, central oregon real estate, mortgage information, mortgage loans

What Do You Need For a Down Payment

Many times a buyer will ask me how much they need to put down to purchase a home.  The answer is not nearly as easy as you might think.  There are several loan programs and different requirements for each loan product. The video below will discuss, FHA, VA and conventional financing. There are a couple […]

Posted in: Buying Tagged: 100% financing, central oregon homes for sale, first time home buyer

Mortgage Insurance – What Is It?

Wondering what Mortgage Insurance is? Simple and clear explanation along with a video created to let you the consumer know what you are paying for.

Posted in: Buying Tagged: 100% financing, central oregon homes for sale, fha, home loan, home path, mortgage, mortgage information, usda, VA loan

100% Financing Central Oregon

Did you know you can still obtain 100% financing? Most of Central Oregon falls into the areas allowed for a USDA home loan (with the exception of the City Limits of Bend). Although the funds are not always available it is a choice you should always talk to your lender about.

Posted in: Buying Tagged: 100% financing, bank owned homes, Central Oregon, central oregon homes for sale, central oregon real estate, first time home buyer, la pine bank owned homes, la pine real estate, mortgage information

Looking at More Than The Price of a Home!

Understanding what your payment will include in home ownership, can and will make purchasing a home less frustrating and smoother in the long run. Being prepared as you start your home and loan search is the best advice anyone can give you. Give me a call, I can help prepare you for this exciting time of your life.

Posted in: Bank Owned Home Info, Buying, Central Oregon Tagged: 100% financing, bank owned homes, bank owned property, Bend, bend bank owned homes, Central Oregon, central oregon homes for sale, central oregon real estate, first time home buyer, la pine bank owned homes, lapine real estate, Sunriver, Three Rivers South, three rivers south bank owned homes

Did You Miss The Tax Credit? No Worries

Although you may feel like you lost out on a bigger tax return, what would you do with that return? Most of you, if you were honest with yourselves, would spend it in less than a week. The new big screen TV, a newer car, a vacation or carpet for the new house. Am I wrong?

Posted in: Bank Owned Home Info, Buying Tagged: 100% financing, bank owned homes, bend bank owned homes, Central Oregon, central oregon home sales, central oregon homes for sale, first time home buyer, foreclosure, La Pine, la pine homes for sale, lapine real estate, Three Rivers South

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About Thesa

As your real estate agent, I understand the value of providing the best possible service to every buyer and seller. Listening carefully to fully identify not only your desires but also your needs. Then work diligently to ensure that both are accommodated to the best of my ability. We will stay abreast on changing market conditions, trends, developments and research all factors that could affect the purchase or sale of your property.  My success and your happiness greatly depend upon the quality of the relationship we achieve.  Through personal redefinition of the professional standards set by most agents, I hope set myself apart from the rest and become the first person that you think of for all of your real estate needs.

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Contact Thesa

Thesa Chambers, Principal Broker West + Main Homes
thesa@centraloregonbuzz.com
(541) 771-7064
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The data relating to real estate for sale on this website comes in part from the MLS. Listing broker has attempted to offer accurate data, but is not guaranteed accurate. All information presented is deemed reliable but not guaranteed.

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