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Thesa Chambers, Principal Broker

Contact Us Today At (541) 771-7064
thesa@centraloregonbuzz.com

70 SW Century Dr #110 Bend, OR 97702

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What is DTI – Debt to Income

Many buyers get confused over the real estate and mortgage terms thrown around by real estate professionals, one of the terms that can be confusing is your DTI, this video by a Home Loan Ninja explains it very well.  Finding a mortgage professional that you can trust and relate to is as important as working with a real estate agent you trust and relate to.

Your DTI (Debt to Income) is  based off your income and your debs – however it does not take into account your smaller bills that do not appear on your credit report. Your cell phone bill, car insurance and stuff like that may not come into play with your DTI – but they will of course you still want to be sure they fit into your budget – if you have excessive smaller bills discussing this with your agent and your mortgage professional is a good idea no one wants you to be married to your mortgage payment. Our goal is to find a home that meets your needs, financially, and personally.

Check back often for more mortgage information, or submit your own question so we can have a mortgage professional answer your question directly.

Looking for a mortgage professional? I would encourage you to contact;

Jason or James – your Home Loan Ninjas

at 503.799.4112 or you can visit their website and see more info about mortgages and what you should expect.

More Information From Mortgage Professionals

Posted in: Buying Tagged: Bend, Central Oregon, central oregon homes for sale, central oregon real estate, first time home buyer, La Pine, mortgage information

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About Thesa

As your real estate agent, I understand the value of providing the best possible service to every buyer and seller. Listening carefully to fully identify not only your desires but also your needs. Then work diligently to ensure that both are accommodated to the best of my ability. We will stay abreast on changing market conditions, trends, developments and research all factors that could affect the purchase or sale of your property.  My success and your happiness greatly depend upon the quality of the relationship we achieve.  Through personal redefinition of the professional standards set by most agents, I hope set myself apart from the rest and become the first person that you think of for all of your real estate needs.

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Contact Thesa

Thesa Chambers, Principal Broker West + Main Homes
thesa@centraloregonbuzz.com
(541) 771-7064
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The data relating to real estate for sale on this website comes in part from the MLS. Listing broker has attempted to offer accurate data, but is not guaranteed accurate. All information presented is deemed reliable but not guaranteed.

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