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Thesa Chambers, Principal Broker

Contact Us Today At (541) 771-7064
thesa@centraloregonbuzz.com

70 SW Century Dr #110 Bend, OR 97702

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Title Insurance What Does It Cover?

 

Most buyers and sellers have no idea what title insurance covers and what to watch for in a preliminary title insurance.  Amerititle has a great site to explain Title services and insurance.  Below is what it covers, but do check out their site and see what other items you should be aware of.

  • False representation of the true owner of the property
  • Forged deeds, releases or wills
  • Instruments executed under invalid or expired power of attorney
  • Undisclosed or missing heirs
  • Mistakes in recording legal documents
  • Misinterpretation of wills
  • Deeds by persons of unsound mind
  • Deeds by minors
  • Deeds by persons supposedly single but in fact married
  • Liens for unpaid estate, inheritance, income or gift taxes
  • Fraud

Obviously if you do not have a title company many of these issues may never be known unless you use a title company.  Central Oregon has several title companies, but you should always use a local title and escrow company.  A local company has access to the local records which are necessary to do the job efficiently.

Posted in: Buying, Seller's Info Tagged: buyers information, centra oregon homes for sale, central oregon bank owned homes, seller information

Comments

  1. Jason Hillard says

    February 1, 2011 at 12:33 pm

    Great information Thesa! We get caught up in the nuance so much that sometimes we forget to cover the basics, like title insurance. I would like to re-post excerpts on our blog if that’s ok

    Reply
  2. Dena Stevens says

    February 1, 2011 at 8:16 pm

    We’ve had a few issues involving undisclosed / unrecorded easements around Colorado. The title company covered them. Ended up not being a big deal, but the peace of mind was worth every penny.

    Reply

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About Thesa

As your real estate agent, I understand the value of providing the best possible service to every buyer and seller. Listening carefully to fully identify not only your desires but also your needs. Then work diligently to ensure that both are accommodated to the best of my ability. We will stay abreast on changing market conditions, trends, developments and research all factors that could affect the purchase or sale of your property.  My success and your happiness greatly depend upon the quality of the relationship we achieve.  Through personal redefinition of the professional standards set by most agents, I hope set myself apart from the rest and become the first person that you think of for all of your real estate needs.

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Thesa Chambers, Principal Broker West + Main Homes
thesa@centraloregonbuzz.com
(541) 771-7064
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