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Thesa Chambers, Principal Broker

Contact Us Today At (541) 771-7064
thesa@centraloregonbuzz.com

70 SW Century Dr #110 Bend, OR 97702

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Is It A Scam Or A Hero?

Every single short sale, foreclosure or stressed out homeowner is a different story, with different endings but they all have a lot of similarities. Before making the decision to sell your home for less than you owe the bank (that is what a short sale is) you really need to gather some information from; attorneys, tax professionals, lenders and REALTORS®. There are a lot of consequences that come with a short sale or foreclosure, many of them you would not even dream about.

Posted in: Short Sale Information Tagged: bend oregon, central oregon short sale, for sale, foreclosure, inability to pay, Mortgage Debt Relief Act, notice of default, real estate, short sale

Short Sale – Is This Your Primary Residence?

If you are living in the home at the time the Notice of Default is issued you may have some protection when it comes to deficiency, second mortgages and so on. However, one of the issues some people forget to ask about is the 1099C that is issued. The guidelines on the tax relief are totally different, so be certain you talk to your attorney about each of these issues, since they can impact you differently.

Posted in: Short Sale Information Tagged: central oregon short sale, for sale, foreclosure, inability to pay, Loan Modification, Mortgage Debt Relief Act, notice of default, real estate, short sale, shortsale

If I Sell Short Will I Owe Taxes?

When you sell your home as a short sale or you go through a foreclosure a 1099C will be issued.  As we know a 1099 is issued to show that money was received and generally there are taxes owed on these funds.  However in 2007 The Mortgage Debt Relief Act was passed, originally it was […]

Posted in: Foreclosure, Short Sale Information Tagged: CDPE, central oregon short sale, foreclosure, Mortgage Debt Relief Act, short sale, tax, taxes

About Thesa

As your real estate agent, I understand the value of providing the best possible service to every buyer and seller. Listening carefully to fully identify not only your desires but also your needs. Then work diligently to ensure that both are accommodated to the best of my ability. We will stay abreast on changing market conditions, trends, developments and research all factors that could affect the purchase or sale of your property.  My success and your happiness greatly depend upon the quality of the relationship we achieve.  Through personal redefinition of the professional standards set by most agents, I hope set myself apart from the rest and become the first person that you think of for all of your real estate needs.

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Contact Thesa

Thesa Chambers, Principal Broker West + Main Homes
thesa@centraloregonbuzz.com
(541) 771-7064
© 2023 · Equity Framework
The data relating to real estate for sale on this website comes in part from the MLS. Listing broker has attempted to offer accurate data, but is not guaranteed accurate. All information presented is deemed reliable but not guaranteed.

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