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Thesa Chambers, Principal Broker

Contact Us Today At (541) 771-7064
thesa@centraloregonbuzz.com

70 SW Century Dr #110 Bend, OR 97702

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Repairs Can Be Finance – with FHA 203

Many times a buyer will find the perfect home and it just needs a some fixes – these home can be purchased with a 203k FHA loan.  Although these loans can be tricky and the buyer, agent, lender and yes even the seller should be aware of the process they can be done. Half the […]

Posted in: Buying Tagged: 100% financing, bank owned homes, bank owned property, central oregon homes for sale, first time home buyer, mortgage information, mortgage loans

100% Financing Central Oregon

Did you know you can still obtain 100% financing? Most of Central Oregon falls into the areas allowed for a USDA home loan (with the exception of the City Limits of Bend). Although the funds are not always available it is a choice you should always talk to your lender about.

Posted in: Buying Tagged: 100% financing, bank owned homes, Central Oregon, central oregon homes for sale, central oregon real estate, first time home buyer, la pine bank owned homes, la pine real estate, mortgage information

Looking at More Than The Price of a Home!

Understanding what your payment will include in home ownership, can and will make purchasing a home less frustrating and smoother in the long run. Being prepared as you start your home and loan search is the best advice anyone can give you. Give me a call, I can help prepare you for this exciting time of your life.

Posted in: Bank Owned Home Info, Buying, Central Oregon Tagged: 100% financing, bank owned homes, bank owned property, Bend, bend bank owned homes, Central Oregon, central oregon homes for sale, central oregon real estate, first time home buyer, la pine bank owned homes, lapine real estate, Sunriver, Three Rivers South, three rivers south bank owned homes

Did You Miss The Tax Credit? No Worries

Although you may feel like you lost out on a bigger tax return, what would you do with that return? Most of you, if you were honest with yourselves, would spend it in less than a week. The new big screen TV, a newer car, a vacation or carpet for the new house. Am I wrong?

Posted in: Bank Owned Home Info, Buying Tagged: 100% financing, bank owned homes, bend bank owned homes, Central Oregon, central oregon home sales, central oregon homes for sale, first time home buyer, foreclosure, La Pine, la pine homes for sale, lapine real estate, Three Rivers South

Tax Credit Deadline Approaching

I am amazed at how many people are totally unaware of what the tax credit is and how helpful it can be to a home buyer. The current home buyer tax credit does not just benefit the first time home buyer but any homebuyer. Below is a quick list of qualifications for the home buyer […]

Posted in: Bank Owned Home Info, Bend, Buying, Central Oregon, Gilchrist, La Pine Tagged: bank owned homes, bank owned property, Bend, bend bank owned homes, central oregon homes for sale, first time home buyer, foreclosure, gilchrist oregon real estate, la pine bank owned homes

First Time Home Buyers Credit is it Extending?

Many home buyers are scrambling to find the perfect home and close escrow before the November 30, 2009 deadline. The current First Time Home Buyers Credit is slated to end on November 30, 2009.

Posted in: Buying, Central Oregon, Seller's Info Tagged: 100% financing, bank owned homes, bank owned property, Bend, bend bank owned homes, bend oregon, Central Oregon, central oregon homes for sale, central oregon real estate, first time home buyer, for sale by owner, gilchrist oregon real estate, homes with a shop in la pine, la pine bank owned homes, la pine homes for sale, la pine real estate, la pine real estate market, lapine real estate, Three Rivers South, three rivers south real estate

Not All Agents Are Showing All The Listings!

It has often been said that not all agents are equal. As a buyer or a seller you have the opportunity to work with anyone you choose to. Many times as a seller’s agent I am asked about a commission rate, and although I can be flexible and work with my seller to see what works under each circumstance.

Posted in: Buying, Seller's Info Tagged: bank owned homes, bank owned property, central oregon homes for sale, central oregon real estate, first time home buyer, for sale by owner, foreclosure, homes with a shop in la pine, la pine bank owned homes, la pine homes for sale, la pine oregon, la pine property, la pine real estate, la pine real estate market, lapine, lapine homes under $200000, lapine oregon, lapine real estate, short sale, short sales in central oregon, south deschutes county local rule, Three Rivers South, three rivers south bank owned homes, three rivers south real estate, vacation homes

The Questions That A Short Sale Bring

# I found a short sale but discovered there are past due bills – who is responsible? Several homes that are bank owned or short sale have past due Home Owner Association dues, water and /or sewer bills and so on. The answer is not as simple as you would think. It depends on how you write your offer and how much research you and or your agent do.

Posted in: Bank Owned Home Info, Buying, Short Sale Information Tagged: bank owned home in la pine, bank owned homes, bend bank owned homes, central oregon shot sale, foreclosure, homes for sale in central oregon, la pine homes for sale, short sale, short sale homes, three rivers south bank owned homes

The $8000 First Time HomeBuyer Tax Credit

There is a lot of information circulating about the First Time Home Buyer Tax Credit of up to $8,000 that is included in the Stimulus Bill, including using it for down payment. First of all, at the present moment in time, it cannot be used for the down payment, even though the Secretary of Housing and Urban Development, Shaun Donovan, said it would be available in a recent speech to the National Association of REALTORS®.

Posted in: Bank Owned Home Info, Bend, Buying, La Pine, Sunriver, Three Rivers South Tagged: 100% financing, bank owned homes, bank owned property, central oregon homes for sale, central oregon short sale, first time home owners tax credit, foreclosure, la pine homes for sale, la pine real estate, lapine real estate, short sales in central oregon, tax credit, Three Rivers South, three rivers south real estate

First Time Home Buyer Credit

Many of Central Oregon home buyers I have worked with this year are first time home buyers. A first time home buyer is someone who has not owned a home in 3 years. Many of these buyers are benefiting from the new taxcredit of 10% of the purchase price or $8,000.

Posted in: Bank Owned Home Info, Buying Tagged: bank owned homes, Central Oregon, central oregon homes for sale, first time home buyer, la pine homes for sale, la pine property, la pine real estate, south deschutes county local rule, tax credit, Three Rivers South, three rivers south bank owned homes

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About Thesa

As your real estate agent, I understand the value of providing the best possible service to every buyer and seller. Listening carefully to fully identify not only your desires but also your needs. Then work diligently to ensure that both are accommodated to the best of my ability. We will stay abreast on changing market conditions, trends, developments and research all factors that could affect the purchase or sale of your property.  My success and your happiness greatly depend upon the quality of the relationship we achieve.  Through personal redefinition of the professional standards set by most agents, I hope set myself apart from the rest and become the first person that you think of for all of your real estate needs.

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Contact Thesa

Thesa Chambers, Principal Broker West + Main Homes
thesa@centraloregonbuzz.com
(541) 771-7064
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The data relating to real estate for sale on this website comes in part from the MLS. Listing broker has attempted to offer accurate data, but is not guaranteed accurate. All information presented is deemed reliable but not guaranteed.

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